All things finance, one platform

Fast, simple & friendly financing.

From equipment leasing to working capital, business loans to SBA, US Leasing & Financing puts a 100+ lender network behind a single, simple application, with fast and friendly answers.

$10,000 to $2,000,000 · New & used · All industries

Application summary

Ready to fund

$10K–$2M financing range · all industries

FastApprovals
100%Financing
AnyVendor
  • Simple one-page application
  • New, used & refinanced equipment
  • Hard & soft costs covered
Funded through a 100+ lender network
National Banks Leasing Companies SBA Lenders Equipment Lenders
Why USL&F

Financing built to be fast and friendly.

Fast approvals

Simple applications and quick decisions, often within 24 to 48 hours.

Flexible terms

Great rates, capital and FMV leases, sale-leasebacks, and custom structures.

100% financing

Cover hard and soft costs, new or used, from the vendor of your choice.

Friendly process

Real people, entrepreneurs like you, focused on finding the right solution.

What we do

Everything you need, under one roof.

Nine ways to fund your business, from a single platform and one simple application.

01

Creative Commercial Financing

Custom structures for when standard financing does not fit the deal.

02

Equipment Leasing & Financing

100% financing on new and used equipment, from any vendor you choose.

03

Business Loans

$25,000 to $500,000 for working capital, inventory, or equipment.

04

SBA Loans

Government-backed financing with long terms and competitive rates.

05

Lines of Credit

Revolving capital you draw on only when you actually need it.

06

Factoring

Turn unpaid invoices into immediate, usable working capital.

07

Asset-Based Lending

Borrow against receivables, inventory, or equipment to unlock cash.

08

Receivables Financing

Advance against outstanding receivables to smooth your cash flow.

09

Credit Facilities

Structured, larger-scale facilities for established businesses.

Who we serve

Built for every side of the deal.

Business Funding

Capital built around your business

SBA, working capital loans, equipment financing, and lines of credit through one simple application.

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Dealers

Offer financing, close more sales

Give customers flexible payment options, improve cash flow, and get paid up front.

Learn more
Brokers

A strong partner for your deals

Access unique working capital programs, broad industry coverage, and top commissions.

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How we work with you
$10K–$2MFinancing range
100+Lending partners
$25K–$500KBusiness loans
Industries

We serve all industries.

HVAC & Mechanical
Construction & Heavy Equipment
Trucking & Fleet
IT & Software
Manufacturing & Robotics
Medical Equipment
Restaurants & Food
Agribusiness
LED Lighting
EV Charging
Timber & Forestry
Municipal
Trusted by leaders

Solutions that move businesses forward.

"Thank you for helping us roll out a truly one-of-a-kind financing program for our DWH Water Technology!"

Bret Hedges
SVP, Healixa, Inc.

"Thanks to the USL&F team for helping us get the funds we needed in such a quick and straightforward manner!"

Andres Plaza
CEO, OneConnection IT

"USL&F is second to none. Their referrals and lender relationships have fueled our business for years."

Asher Allweiss
CEO, Darkhorse Capital Group
Get started

Let's get your business funded.

One short application puts our full lending network to work for you — no cost, no obligation, and a fast, friendly answer on what you qualify for.