Small Business Loans

USL&F’s Business Loan program provides cash to small and medium sized businesses. Use the proceeds to pay bills, grow inventory, purchase equipment or just have cash on hand for unexpected challenges.

We have an easy application process with approvals within 24 hours and fast funding. Loan amounts up to $500,000 available with no personal guarantee required for qualifying businesses.

Minimum Requirements:

  • 1+ Years in Business (LLC, S or C Corp)
  • $200,000 Annual Revenue
  • 640+ FICO (No Personal Guarantee for Well Established Businesses)
  • No Bankruptcy, Liens, judgements or 60-day+ Delinquencies

Our business loan program is not a credit card or receivables advance. No up-front fees, collateral or down payment is required. Up to 60-month repayment terms with competitive interest rates.

Fill out our simple short form to schedule time with one of our funding specialists to evaluate your options.
Use your business loan for any of your business’s needs.